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New technology in a bid to combat fraud(2)

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2016-10-09 14:48China Daily Editor: Yao Lan ECNS App Download

One drawback of the card is that customers will no longer be able to memorise their security code and will need to check every time they want to make an online purchase.

该银行卡的缺点之一是客户将不能再记住他们的安全码,并且每次他们想要在线购物时都需要查看安全码.

The French banks Societe Generale and Groupe BPCE are preparing to issue the cards to customers after a pilot scheme last year. They are also being tested in Mexico and Poland.

经过去年的试点方案后,法国兴业银行和法国BPCE银行集团正准备向客户发行该银行卡.墨西哥和波兰也进行了这种银行卡的测试.

In another development in digital security, MasterCard said this week that it has created technology that could allow online shoppers to send a 'selfie' of themselves to prove their identity when they make a purchase.

数字安全领域的又一进展是,万事达卡公司本周表示已经发明了一项技术,该技术可允许在线购物者在购物时发送个人"自拍"以证明其身份.

It would do away with the need for passwords used as an additional level of security to the three-digit code. But passwords can be difficult to remember, stolen or intercepted.

该技术将不再需要密码作为三位数字码的附加安全级别.不过,密码难以记忆,不易被窃取或者被拦截.

MasterCard customers currently use a system called SecureCode to verify their identity while shopping online. The process can result in shoppers abandoning their purchase or having the transaction declined if they enter the password incorrectly.

目前,万事达卡用户在网购时使用一个名为安全码的系统验证用户身份.如果顾客输入错误的密码,该程序可以终止购买或者拒绝交易.

The 'selfie' password system involves customers downloading an app to their mobile phone and registering by taking a photo of themselves so their face is stored in the system.

"自拍"密码系统要求用户在其手机里下载一款应用并拍一张自拍进行注册,这样其面容就存储在系统里了.

To authorise a payment they look into the camera and must verify they are not just holding up a photo of someone else. Customers will be able to use a scan of their fingerprint instead of a selfie if they prefer.

为了授权支付,用户需看着相机,还必须证明他们不是仅仅举着一张别人的照片.如果用户乐意的话,他们也可以使用指纹扫描代替自拍.

英文来源:每日邮报

 

  

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