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苹果支付

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2016-02-19 16:22China Daily Editor: Yao Lan

苹果支付

Apple Pay

Apple Inc launched its mobile payment service Apple Pay in the Chinese mainland on Thursday, pitting itself against strong domestic rivals.

2月18日,苹果公司在中国大陆推出了移动支付服务"苹果支付",与中国国内强大的竞争对手竞争.

那么"苹果支付"(Apple Pay)到底是什么?

苹果支付是苹果公司在2014苹果秋季新品发布会上发布的一种基于NFC(Near Field Communication,近场通信)的移动支付服务(mobile payment service),于2014年10月20日在美国正式上线.

实现"苹果支付"需要哪些条件?

首先,要满足一定要求的苹果机型(iPhone 6以上;iPhone/iPad系统iOS9.2以上;Apple Watch 需OS 2.1以上).其次,需要所持银行卡支持苹果支付的使用,首批共19家银行借记卡和信用卡支持.最后,线下需要POS机支持NFC支付(POS machine equipped with NFC).因为Apple Pay兼容银联闪付(Quick Pass),所以看见闪付的地方,基本都能用.

如何使用?

手机碰一下POS终端(point-of-sale terminals),输入密码,或指纹(fingerprints)即可.

苹果支付与支付宝、微信支付的区别?

与支付宝、微信不同的是,苹果支付只是苹果搭建的一个支付服务,它链接银行、商家及用户,但又不像支付宝那样把钱存在自己这,它并不参与资金管理和结算,所以除了"虚拟银行卡"(virtual bank card),并不会存储用户交易等信息.

  

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